Electa checks whether you can elect California's State Disability Insurance, works out the premium on your net profit, the weekly benefit EDD's chart gives it and the leave it would take to come out ahead - then keeps every quarter's installment for the two years you commit to.
Opens in this browser with an invented dancer already in it. No account, no email address, nothing installed. Never holds a Social Security number, a medical record or a bank account.
The problem
California lets the self-employed buy Disability Insurance by election - if the trade runs year-round and brings in at least $4,600 a year. Once in, you stay two full calendar years. Whether it pays off depends on your net profit and the leave you expect.
of net profit - the 2026 premium for elective coverage, $406.64 at $4,600 or less.
California EDD →of disability benefits, plus up to 8 weeks of Paid Family Leave, at up to $1,765 a week.
California EDD →the least net profit a year, from a trade run year-round, to be allowed to elect.
California EDD →Not a reminder. Electing is refused under $4,600 net profit, for seasonal work, or without the two years acknowledged; cancelling before them, or after January 31, is refused. An installment is refused twice, before its quarter, or short of what was due. Rates are refused without a source. Nothing is deleted.
How it works
Your net profit and the leave you expect, against this year's rate and EDD's chart.
Knowing it runs two full calendar years.
One quarter of the year's premium, recorded.
What it will never do
Electa holds net profit and installments, nothing more.
Pricing
For one performer.
The decision, then the two years.
Monthly. Your bank statement says Electa Software. Your licence key is on your screen as soon as the payment confirms.
Pay by card through Square, on Square’s own checkout page — we never see or store your card number. Or pay with bitcoin through our own bitcoin server. Either way you come back here, type your business name, and your licence key is on the screen — no email, no waiting on us.
Questions
If you clear $4,600 a year in net profit, work year-round, and most of your income is self-employment, California lets you elect. Electa checks each of those.
It changes every year. Load the 2026 figures, or put in the new ones with their source.
No - you stay two full calendar years, and a cancellation goes in by January 31. Electa will not record leaving sooner.
No. It is the arithmetic and the record.
The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, on your screen as soon as the payment confirms: the checkout brings you back to our thank-you page, you type your business name and the key appears. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.
The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.
An invented Los Angeles dancer has every quarter's installment paid - change the net profit and see what it would cost and pay you.