English
Optwell Washington Paid Leave Opt-In
For dancers, creators and performers in Washington working for themselves

Paid leave for the self-employed. Is it worth it?

Optwell works out the premium on your earnings, the weekly benefit from your best quarters and the leave it would take to come out ahead - then keeps every quarter's report for the three years you commit to.

Opens in this browser with an invented dancer already in it. No account, no email address, nothing installed. Never holds a Social Security number, a medical record or a bank account.

The problem

Three years is a long time to guess.

Washington lets the self-employed opt in to Paid Family and Medical Leave for an initial three years at the worker's share of the premium. Whether it pays off depends on your earnings and the leave you expect - a pregnancy, a surgery, a sick parent.

1.13%

the 2026 premium on earnings - the worker's share is 71.43% of it.

Washington ESD →
$1,647

the top weekly benefit for claims from 2026.

Paychex →
3 years

the initial commitment when a self-employed person opts in.

Center for American Progress →

Will not let a quarter come up short.

Not a reminder. Opting in needs the three years acknowledged; opting out before them is refused. A quarter's report is refused twice, before it is over, or with less premium than was due. Rates are refused without a source. Nothing is deleted.

How it works

Work it out, opt in, report

Work it out

Your earnings and the leave you expect, against this year's rates.

Opt in

Knowing it runs three years.

Report each quarter

Earnings, hours and the premium due on them.

What it will never do

It keeps the figures. Never the reasons.

Optwell holds earnings, hours and premiums, nothing more.

No Social Security numbers.ESD already has it.
No medical records.Why you take leave is your business.
No bank accounts.It pays nobody.
It is not tax or legal advice.ESD's paidleave.wa.gov is the reference.

Pricing

One plan

For one performer.

Every quarter

Performer

$6/mo

The decision, then the three years.

  • Premium on your earnings
  • Weekly benefit worked out
  • Break-even weeks
  • Quarterly reports kept

Monthly. Your bank statement says Optwell Software. Your licence key is on your screen as soon as the payment confirms.

Pay by card through Square, on Square’s own checkout page — we never see or store your card number. Or pay with bitcoin through our own bitcoin server. Either way you come back here, type your business name, and your licence key is on the screen — no email, no waiting on us.

Questions

The ones we actually get asked

I dance at clubs as an independent contractor. Can I opt in?

Washington lets self-employed people opt in. Optwell works out what it costs and pays on your own earnings.

What if the rates change?

They change every year. Put the new figures and their source in the rates panel.

Can I leave after a year?

No - the first commitment is three years. Optwell will not record leaving sooner.

Is this tax advice?

No. It is the arithmetic and the record.

What do I actually get when I pay?

The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, on your screen as soon as the payment confirms: the checkout brings you back to our thank-you page, you type your business name and the key appears. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.

The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.

Open the demo and put in your own numbers

An invented Seattle dancer has five quarters reported - see what twelve weeks of leave would pay her.